Personal Branding Interview Beth Kobliner - Personal Branding Blog - Stand Out In Your Career

Personal Branding Interview Beth Kobliner - Personal Branding Blog - Stand Out In Your Career Today, I spoke with Beth Kobliner, who is the New York Times bestselling author of Get a Financial Life: Personal Finance in Your Twenties and Thirties.   In this interview, Beth gives some great financial advice for young adults who are completely clueless when it comes to money. Why is a good financial education important to twenty-somethings? There’s so much noise about the economy and the markets right now that it can be tough to find the information you need to get your own financial life off to the best possible start. Young people have it hard enough just finding a job that pays the bills (and provides health insurance) without having to spend years of their lives making up for avoidable mistakes with credit cards or even just bad budgeting habits. And the younger you can start building good financial skills, the more time you have for them to work in your favor. If you were to save $1,000 a year (about $19 a week) from age 25 to 34 in a retirement account earning 8% a year, and never invest a penny more, your $10,000 investment will have grown to $168,627 by age 65. But if you don’t start saving until you’re 35 years old and then invest $1,000 a year for the next 30 years (that’s a total investment of $30,000), you’ll have only $125,228 by age 65. What are your top 3 pieces of financial advice to students? Preserve and protect your credit score. Whether you know it or not, you have a score that tells all lenders (as well as prospective employers and landlords) how good you are at paying back your bills. The higher your score, the better. If you’re in your early twenties, just one late payment can easily plunge your credit score nearly 100 points and as a result, credit card companies and other lenders will probably charge you higher interest rates. Go to annualcreditreport.com for free copies of your credit reports (on which your scores are based) and myfico.com for your credit scores (about $16 apiece). Pay off high-rate debt first. This is one of the best things you can do with your money. Heres why: paying off a credit card that charges you 14% (the national average) is the equivalent of earning 14% guaranteed on your money after taxes. Hard to beat that anywhere! If you owe $1,000 and only pay the minimum, it would take you 12 years and $840, but if you pay just $10 more a month, you’ll pay it off in three years and save $585 in overall interest. It’s never too early for a Roth IRA. If you report any earned income at all to the IRS, you can invest that amount of money in an individual retirement account, even if the actual dollars going into the account are really coming from family members. (Graduation gifts are a great way to fund an IRA.) Most mutual fund companies and banks will let you create one of these super-smart savings accounts and contribute to it from then on. Your money will grow tax-free forever, and you can withdraw your contributions at any time free from penalties or taxes, which makes these a great way to save for emergencies as well as retirement. (Kobliner.com has all the details here.) Is it a wise decision to go to graduate school right now because of the economy? It may not be a bad idea. The unemployment rate for college grads is at its highest level since the government started keeping track of this statistic, and a total of 14.7% of all people in their early 20s are currently out of work, so it may be hard for you to get a good job right now anyway. And if you’re looking to change careers, the earlier you do it, the more time you’ll be in a higher-earning profession to pay off the cost of going back to school. One bit of advice: Avoid private loans for grad school. Once you’ve taken on all the Stafford loans the government allows ($20,500 a year, or $40,500 for med school), borrow any additional money you need through the Grad PLUS program, which can charge fixed interest rates as low as 7.9%. (For comparison, private grad school loans have variable rates, usually around 10% to 11%.) Financially, which generation has the most to worry about now and why? Every age group has its financial challenges. People in their 20s and 30s are putting off starting families, but the recent market downturn has hit people in their 50s and 60s especially hard because their 401(k)s don’t have as much time to recover. The bottom line is everybodys going to have to save a lot more and maybe work a little longer to retire. But Generation Y, at least, is responding to the challenge. College students are already scaling back on their credit card. Beth Kobliner is a New York Times bestselling personal finance expert, magazine columnist, and commentator who offers practical advice and insight on a wide range of economic, financial, and money matters. Her book, Get a Financial Life: Personal Finance in Your Twenties and Thirties, offers valuable insight addressing the financial concerns of young Americans, highlighting topics such as student loans and long-term savings for college and corporate audiences.   Beth has made multiple appearances on Oprah, ABC, CBS, CNN, MSNBC, NPR, and NBCs Today. She is featured in the upcoming PBS program Your Life, Your Money, for which she was also script consultant. Beth has been a columnist at Glamour, a staff writer at Money magazine and a steady contributor to The New York Times.

How Can A Resume Writing Course Help You?

How Can A Resume Writing Course Help You?There are many different career advancement opportunities online for people who are willing to take a new skills training or education course. You can join any of these training programs that are offered by various companies that offer employment services. One of the best ways for you to find a suitable career improvement program is to look at the various online resume writing courses that are available. A good resume is an important part of your job application so you need to make sure that you take advantage of all the resources that are available to you.It is quite possible that you may not be the best candidate for taking a good resume on yourself. However, if you have a great deal of free time on your hands, you can enroll in one of these training programs. Of course, it will take some time before you will be able to produce a really impressive resume. It will also take some time before you will be able to find an employer who will hire y ou.A successful resume must contain specific elements. You must also ensure that your resume contains your education history and your qualifications. The job position that you are applying for may require you to be knowledgeable about particular professions. In addition, you must also mention what you did for the past job and how you plan to become useful to them in the future.The experience level is also a very important element to include. At first, you may feel like you are not prepared to write a resume but this is not true. As you keep on learning and as you become more confident, you will be able to write a very professional resume.If you have a hard time creating a resume, a resume writing course can help you out. You do not have to be a rocket scientist to create a resume. You do not even have to know anything about computers.If you are required to give information about yourself in your job application, you should be able to provide that information. Make sure that you use your entire resume. Instead of putting all of your experience and education into one page, put all of your experiences and education in one or two pages. Make sure that you outline how you obtained your education and if you have an experience that shows that you are knowledgeable about the particular field.Keep in mind that not all employers will accept all information provided on your resume, especially if you are self-employed. In addition, employers also do not want to see resumes that have been thrown together with little or no regard for the information. Using a resume writing course can give you the knowledge and tools that you need to create a great resume.Resume writing course will allow you to understand the needs of the career seekers and help you develop a professional resume. If you are searching for information about applying for a new career development program, then you should visit a resume writing course. You can find these training programs on the Internet. You can also find a career advancement program through your local Chamber of Commerce website.

REINVENTING YOURSELF How to Change Job Roles, Industries or Professional Goals

REINVENTING YOURSELF How to Change Job Roles, Industries or Professional Goals REINVENTING YOURSELF: How to Change Job Roles, Industries or Professional Goals REINVENTING YOURSELF: How to Change Job Roles, Industries or Professional Goals July 14, 2009 by Career Coach Sherri Thomas 1 Comment Yes, there is life after a lay-off! And the good news is that you’ve been given a clean slate to reinvent yourself to transition into a career that fulfills and energizes you. I’ve reinvented my career five times including being a disc jockey in radio, public relations director in professional sports, community relations director in television, regional marketing manager in finance, and now I’m a global program manager in high tech. And each time that I reinvented myself â€" I received a pay increase! Reinventing your career successfully simply means repackaging your skills, qualifications and accomplishments so that you can transition into a new job role, company, or industry. Below is my personal 5-step blueprint for reinventing your career more quickly, easily and maybe even with a higher salary! Define your passion In which industry would you like to work? Advertising? Finance? Health Care? When I wanted to stop being a disc jockey, I knew that I wanted to go into television. And after a successful career in television, I then set my sights on getting into Corporate America. I wasn’t sure what kind of job role I wanted (or could get!), but the first step was determining the industry where I wanted to work. If you’re not sure where you want to go then read trade magazines, industry publications and on-line job postings. Visit a bookstore and browse through books and magazines to see what grabs your attention. Allow yourself time to figure out what lights your fire and inspires you! Identify your transferable skills These are skills that transition from industry to industry, or from job role to job role. Examples include: managing projects, teams, clients or budgets, as well as negotiating contracts, or proposing and implementing ideas that generate money, save money, or help the company be more competitive. Other transferable skills include personal characteristics such as demonstrating leadership or risk taking, training or mentoring team members, being goal driven, results oriented, a problem solver, or having the ability to influence senior managers. These are ALL great skills to have, and they transfer from industry to industry. All industries and companies value employees with these types of skills and characteristics. Match your transferable skills to job roles Read job descriptions posted on CareerJournal.com, CareerBuilder.com and Monster.com, as well as the classified ads in industry magazines, trade journals, and local newspapers. If you want to work for a specific company then check out their website’s on-line job postings. Learn the skills and qualifications required for various job roles. Match your transferable skills to those jobs you want to go after. If there’s a gap between the job requirements and the skills you have, then look for ways to gain that experience such as taking on an extended assignment in your current job, freelancing, consulting, or even volunteering. Also, attend industry conferences, trade shows, business networking events and association meetings. Talk to people who work in the industry to learn about their career path, responsibilities, and advice for how to break into the business. Blow up your resume. The first thing I always did before I transitioned into a new career was blow up my resume. Trying to piece together a resume that highlighted the skills I used to get my last job with the skills I need to land my next job is like trying to weld together Lexus parts on a BMW. It doesn’t work. You need a brand new resume. Showcase only those jobs, responsibilities and successes that are relevant to the job you want. The hiring manager doesn’t care about every job you’ve ever had. They just want to know, Can you do their job? Get resume help now. Attitude is king! That comes from knowing what were capable of doing. When you transition into a new job role or a new company, you need to show the hiring manager that you have confidence in yourself and know that you’ll be successful in the job. When it comes to reinventing your career, its not just your talent but your attitude that counts! Remember, great jobs dont just land in your lap. You have to know what you want â€" take action â€" and go after it! Your job is out there. You just need to go get it!

5 Hot Careers for Criminal Justice Majors - CareerAlley

5 Hot Careers for Criminal Justice Majors - CareerAlley We may receive compensation when you click on links to products from our partners. A criminal justice major may bring some lucrative opportunities your way. The nature of the job and circumstances vary greatly with different criminal justice jobs. This variation allows you to select a job that would best fit your aptitude, interest, and personality. Post 9/11, the focus is increasingly on security, preventing crime, maintaining social control, and rehabilitating offenders. This has led to the opening of several careers for individuals who have majored in criminal justice. With a degree in criminal justice, you gain the essential skills and knowledge required to enter a lucrative and long term career in criminal justice. Check out these amazing jobs that you may find interesting if you have a criminal justice major: Lawyers What They Do I f you watch TV, you might have seen Suits or Boston Legal. Your job might not be that glamorous and exciting, but youll get an idea as to what the requirements are. Lawyers represent parties facing criminal or civil trials. They advise clients about their legal rights and obligations. Lawyers act as advisors and guide their clients to choose courses of action based on their knowledge of law, legal decisions, and research. How Much They Make According to BLS, the median annual wage for lawyers was $112,760 in May 2010. The lowest ten percent of lawyers had a salary of less than $54,130, and the top ten percent earned more than $166,400.Salaries of experienced lawyers differ depending on the location, type, and size, of their employers. Lawyers who own their own practices usually earn less than those associated with a law firm. Education and Training Requirements In order to become a lawyer, you need to complete a four year undergraduate degree, three years in law school to prepare for bar examinations, and go through licensing programs to be eligible for employment. After graduation, it is a must for lawyers to stay informed about legal developments that have an impact on their practices. Finding a job With so many social networking websites, there has never been a better opportunity for you to get in touch with target employers and network with leading lawyers. Learn networking skills and apply them while you are in law school. Dont wait for firms to post for internships, contact the firms yourself, and be willing to gain initial experience for free. Visit law firms and meet partners you would most like to work with. Also keep in touch with your schools placement offices, legal recruiting websites, social networking groups, and newspaper job postings. Get out of your comfort zone and you are much more likely to find the job you are looking for. Job search links == Lawyers Book Corner [easyazon_link asin=B007O48QTC locale=US new_window=default nofollow=default tag=caree07-20 add_to_cart=default cloaking=default localization=default popups=default]How To Become A Lawyer: A Guide for Prospective and Current Law Students[/easyazon_link] Private Investigators and Detectives What They Do If you follow the award winning show Castle, then you would have an idea as to what detectives are required to do. The responsibility of Private Investigators and Detectives is to come up with specific law enforcement techniques used in maintaining order, gathering evidence, arresting criminals, solving crimes, and assessing records. Detectives can be with or without a license and it depends on the organization where they work. Most of them are employed with police agencies, private firms, inter-agency task forces, or individuals. Normally they specialize in fields like fraud, forensic, and homicide. How Much They Make According to BLS, the median yearly salary of private detectives and investigators was $42,870 in May 2010. Private investigators and detectives with the lowest ten percent salaries earned less than $25,760, and the highest ten percent had a salary of more than $74,970. Education and Training Requirements Private detectives and investigators usually have some college education. However, detective jobs vary in their requirements. Some need a high school diploma, while others may ask for an associates or a bachelors degree. Postsecondary courses taken in criminal justice and political science can be quite helpful for private detectives and investigators. Work experience is normally required for a detective job but the lucky ones can start right after graduating from college with an associates or a bachelors degree in police science or criminal justice. Finding a job Many of the local and state agencies require Investigators. Some of these agencies only offer paid and unpaid internships, but acquiring some experience through internships can open up job opportunities for you. Also look for Private Investigator associations in your state. These associations can provide you with several resources such as employment information, continuing training, and networking. They also offer ethical and professional guidelines to excel in their careers. Lawyers are among the number one employers of private investigators. Meet some lawyers to network and find out about employment opportunities. Job search links == Private Investigators and Detectives Book Corner [easyazon_link asin=0399531696 locale=US new_window=default nofollow=default tag=caree07-20 add_to_cart=default cloaking=default localization=default popups=default]The Private Investigator Handbook: The Do-It-Yourself Guide to Protect Yourself, Get Justice, or Get Even[/easyazon_link] Police Officers What They Do The famous TV show NYPD documented work and private lives of these professionals excellently. It really showed how police officers work and what sort of challenges they face everyday. Police Officers get to perform a number of tasks that make their work interesting. They work to maintain public order, provide evidence in court, and keep an eye on suspicious activities. Police officers help those who call for assistance, make arrests, and also keep individuals in custody for questioning. They have the option to work for local, state or federal agencies, while obeying a strict code of conduct related to law enforcement and maintaining integrity of the uniform they wear. How Much They Make According to BLS, the median yearly salary of police officers was $55,010 in May 2010. The lowest ten percent of police officers had a salary less than $32,440, and the highest ten percent earned more than $88,870. Education and Training Requirements Police applicants require at least a high school diploma or GED. They also need to graduate from their agencys training academy. Police agencies normally ask for some college coursework and education. Besides, knowing a foreign language is a plus. It can help you find a job and excel in urban departments and federal agencies. Finding a job A bit of research and preparation can help you get your desired job. You need to understand and prepare for the testing process, and check if you meet the minimum requirements. It is also necessary that you thoroughly search about the agency where you are applying. Also look for other law enforcement jobs in your area, and dont just focus on the big police. There are a lot of other police officers jobs such as tribal police, school police, college police, transit, corrections, dispatch, and a number of state and federal agencies. You will need to participate in volunteer work, do internships, and join police reserve units. Volunteer work can help you in getting the job but experience with a law enforcement agency as an explorer, reserve, volunteer or intern can be even better. This way you will acquire a better understanding of your work. Job search links == Police Officers Book Corner [easyazon_link asin=1495300560 locale=US new_window=default nofollow=default tag=caree07-20 add_to_cart=default cloaking=default localization=default popups=default]How to Become a Police Officer: A 21st Century Guide to Getting Hired In Law Enforcement[/easyazon_link] Federal Marshals What They Do Timothy Olyphants portrayal as a tough federal lawman with his own set of rules might have been entertaining, however in real life; it is not how it works. Federal Marshals are important members working for the executive branch of the US government. They carry out crucial responsibilities such as protecting federal courts, securing court officers, maintaining security, granting arrest warrants, transferring prisoners, and conducting searches for runaways. How Much They Make Federal Marshals fall in the category of police and detectives. According to BLS, the median yearly salary of police and detectives was $55,010 in May 2010. The lowest ten percent of police and detectives earned a salary of less than $32,440, and the highest ten percent earned more than $88,870. Education and Training Requirements In order to be a U.S. Marshal, you need to have a bachelors degree in criminal justice, three years of relevant experience, and a squeaky clean background. You must pass the required physical, written, and psychological assessments as well. Finding a job An information session on federal marshal jobs can prove helpful for you. These sessions are regularly conducted at a number of US Marshal District Offices. You can find a list of these scheduled sessions at the US Marshall official website. Experience can also play an important role in getting you a federal marshal job. If you do not wish to have a bachelors degree in a relevant field, you will need at least three years of experience to apply as a Deputy Marshal. Job search links == Federal Marshals Book Corner [easyazon_link asin=143279390X locale=US new_window=default nofollow=default tag=caree07-20 add_to_cart=default cloaking=default localization=default popups=default]Hired to Protect: Adventures of a Federal Air Marshal[/easyazon_link] Forensic Analysts What They Do Believe it or not, the investigative techniques used in CSI and Dexter are also used in reality to solve crimes. Forensic Analysts are instrumental to the criminal justice system. They perform tasks such as collecting, categorizing, analyzing, and identifying physical evidence necessary for law enforcement investigations. As a forensic scientist, you can work in city, county, or state crime labs or morgues, offices, and at crime scenes. You are likely to work hand in hand with medical examiners, police departments, hospital staff, toxicology lab technicians, and researchers. As a forensic analyst, you can specialize in handwriting, fingerprinting, ballistics, and biochemistry. How Much They Make According to BLS, the median yearly salary of forensic analysts was $51,570 in May 2010. The lowest ten percent of forensic analysts had a salary of less than $32,900, and the highest ten percent earned more than $82,990. Education and Training Requirements Forensic analysts or technicians who plan to work in crime laboratories normally require a bachelors degree in forensic science or in natural sciences such as chemistry or biology. Students majoring in forensic science should make sure that their program has an extensive coursework based on chemistry, biology, and mathematics. Finding a job In order to enhance your chances to be a forensic analyst, it is good to start with an internship. Many organizations such as Federal Bureau of Investigation and state bureaus of investigation, medical examiners offices and morgues, sheriffs offices, the Central Intelligence Agency, district and states attorneys offices, colleges and universities, regional and state labs, private companies, Tobacco and Firearms, Naval Criminal Investigative Services regularly provide opportunities to learn forensics analysis. Find an internship in an organization where you wish to work. In case of an above average performance, you can stand a chance of employment in your preferred place. Job search links == Forensic Analysts Book Corner [easyazon_link asin=0954560701 locale=US new_window=default nofollow=default tag=caree07-20 add_to_cart=default cloaking=default localization=default popups=default]Become a Problem-Solving Crime Analyst[/easyazon_link] If you are inquisitive and not too fond of routines, nal justice careers may be the right option for you. This is one of the few sectors that is challenging and you know you will be making a difference to the society with your services. We are always eager to hear from our readers. Please feel free to contact us if you have any questions or suggestions regarding CareerAlley content. Good luck in your search,Joey Google+

An Interpreter Resume is an Important Component of Your Language Skills

An Interpreter Resume is an Important Component of Your Language SkillsA written communication is one of the basic tools of any communication. An interpreter resume must contain the required information for communication and must also be attractive enough to make the employer remember about you.The most basic requirement in a resume is a good spelling and grammar. This should be firstly checked before the resume reaches the employer, so that it will not only look good on the outside, but also in the first paragraph of the resume. It is also important to understand the text clearly before going any further. To do this, the candidate should be able to write clearly and use the correct grammar and punctuation and even spellings.If you are able to apply the can-do attitude that the general public associates with the better life, you can try to improve your language skills through study. You can start by researching about the languages and writing sample on the topic. Then, you can apply your understanding of the subjects and study to write a fluent or easy to read written communication.For instance, when you want to write your own words, you should not stop there. You should know the following things about the language and what it can do for you. It is important to let yourself be creative in order to express your own ideas using it. You should try to find a way to combine your knowledge with your writing style and make it natural and original.One option that you can choose to be creative is the use of standard translation scripts, especially if the language is not easy to learn. A good source can be the Internet. You can search for any newspaper, or any book that has original texts and relevant resources in it.In fact, you could even contact those who have written and published articles on the same topic and ask them to provide you with some sample of their writing. You could get help from other professionals, if you would like to. Of course, it is important to be creative, but always keep in mind that, it is not only the written word that you should be considering when writing your interpreter resume.Language is an asset in your job or any other career. Keep your skills up to date and confident by keeping up with new words and understanding the existing language through communication, no matter what the context.

What A Simple Photoshop Resume Template Can Do For You

What A Simple Photoshop Resume Template Can Do For YouDid you know that a basic Photoshop resume template can really help you get your dream job? Yes, you can use a simple resume template to apply for virtually any job in your chosen field. In this article we'll show you what a simple Photoshop resume template is, why it can be helpful, and how you can make the most of your time and money.If you are in a field where your resume is required for easy-to-use resume application, such as advertising, then a template can help. It can make your resume easier to read and to search.A simple resume can be effectively filled out with a text editor, or with a web-based editor, if you are in print. When you are filling out the content of your resume, you will still be able to make editing changes, by going to the latest version of the Photoshop interface.Your resume should consist of your name, an e-mail address, and a telephone number. You should write down your previous job titles and employmen t dates and give examples of the positions you held. In your format you should make sure that your date of birth is clearly listed.You should write a brief overview of your career experiences and highlights of the most important and significant experience you had with a specific company. In addition, you should highlight your qualifications, work experience, and your education and training.Do you know that there are many free Photoshop format resume template that you can choose from? In the free version, you can decide which template you want and then can print the final version of your resume, which is just a few minutes away.Most basic resume templates are fairly inexpensive. They are also more user-friendly, because you don't have to know a bunch of text commands to fill in the information. The basic format of the Photoshop resume template is easy enough for even the most shy person to put together.

Important Solutions to Resume Writing in San Antonio

Important Solutions to Resume Writing in San Antonio Our customers say that hiring CareerProPlus is among the best decisions they ever made! Take a look at our writing services reviews and find out how top rated essay writing companies do the job. The city is an extremely popular tourist destination also. You are able to even check out several reviews and opt for the business that is most suitable for your requirements and very affordable budget. The review is going to teach you all you will need to understand and then you are able to place your purchase confidently. Our reviews contain information like the score of the clients, our rating, starting prices, Discounts, and caliber of the papers. The majority of their client reviews are positive, however, there are a few negative ones that are extremely negative. A scarcity of reviews from previous customers. Rush orders are readily available. Y'all have some attractive resumes. Men and women become fired from jobs every single day. The Lost Secret of Resume Writing in San Antonio Whether you're looking for a local resume writer to meet in person or you merely wish to work with a resume writer in a given location, this list should help you to find what you're looking for. Be conscious of the work you do for others, but in addition the work you do to make your perfect life. The actual men and women highly praise our essay help site. The major reason might be your subp ar resume. How to Choose Resume Writing in San Antonio Most people don't find out how to compose a great resume and don't have the abilities and experience to make it seem professional. Another benefit of our website is the quickness. Our website is just one of the most appropriate for essay help. You can rely on the very best essay help online.